CalPERS Benefits
Presentations from CalPers Virtual Health Fair
Overview CalPERS
At Monterey Peninsula Unified School District, employees working 20 hours a week or more may enroll in any one of our Health and Welfare Benefits within 30 days of their hire date through CalPERS
Benefits include medical, dental, vision, life, and a flexible spending account, also known as an FSA. Through American Fidelity, the Flexible Spending Account (FSA) for medical expenses; as well as, dependent daycare expenses is available upon hiring or during a Fall open enrollment for the next calendar year.
Benefits and costs are all separate and you do not have to be enrolled in one in order to be enrolled in another.
If an employee is hired to work less than full time, or wishes to enroll dependents, there will be a cost associated with the benefits selected. To determine the cost, please contact the Insurance Department at 831-645-1252.
Benefits and costs are all separate and you do not have to be enrolled in one in order to be enrolled in another.
If an employee is hired to work less than full time, or wishes to enroll dependents, there will be a cost associated with the benefits selected. To determine the cost, please contact the Insurance Department at 831-645-1252.
Employees who Reside Outside of Monterey County (Information)
- UnitedHealthcare Website for CalPERS members - Visitors can explore the UHC benefits such as Virtual Visits, Behavioral Health, Real Appeal, Chiropractic benefits and wellness tools and resources. Materials are also available for download. This is an easy to use and always ready tool that can be shared with your employees directly through your website as well as via email.
- Brainshark - A prerecorded virtual presentation (CalPERS 2026 UnitedHealthcare Presentation) explaining the UHC Health and Benefits plan. This is an easy to use and always ready tool that can be shared with your employees directly through your benefits website as well as via email.
- Materials are available in both soft and printed copies.
Please encourage employees to visit our microsite at Home | CalPERS benefits by UnitedHealthcare or call Member Services at (877) 359-3714. Advocates are available to help find information and resources from 7:00 a.m. to 8:00 p.m. Monday through Sunday. You do not need to be a UHC member to call our dedicated member service team and ask questions about our benefits.
FAQs
What is a Qualifying Event?
There are many events that occur during the year that would allow employees to make a change to their health benefits. However, the changes must be consistent with the event. Here are a few of the life changing events:
- Birth of Child
- Marriage
- Legal Adoption
- Divorce/Termination of Domestic Partner
- Death
- Dependent Reaching Maximum Age Limit
- Legal Guardianship
- Court-Ordered Coverage
- Retirement (MEDICAL ONLY)
- Moving Out of Service Area (MEDICAL ONLY)
- Involuntary Loss of Other Insurance
Who do I contact if I have a qualifying event?
When any one of these events occur, or are going to occur, it is best to contact the Insurance Department right away to ask if the event will allow you to make a change to your health insurance benefits. A window period of 60 days for medical and 30 days for dental and vision from the date of the event, is provided for you to complete a change.
When any one of these events occur, or are going to occur, it is best to contact the Insurance Department right away to ask if the event will allow you to make a change to your health insurance benefits. A window period of 60 days for medical and 30 days for dental and vision from the date of the event, is provided for you to complete a change.
What happens if I miss the window?
If you miss the dental and vision window period, a change may not be made until another qualifying event occurs. If you miss the medical window period, please contact 831-645-1252 to discuss your qualifying event. Some changes can affect your pay so please do not wait until the last minute to contact the Insurance Department.
Dental and Vision
Delta Dental - PPO Plan Summary
Vision Service Plan - Signature Plan Summary
FSA Store Now Available
Do you need to use up the balance of your Flexible Spending Account for the calendar year? You can now shop the FSA Store online and use those dollars, pre-taxed, before the end of the year.
For more information, about your Flexible Spending Account balance or more, please contact American Fidelity at 1-800-654-8489.
Medicare Information
One of the most often asked questions is whether or not an employee, still actively working and turning 65 years of age, is required to sign up for Medicare A and B.
As long as you are enrolled in an employer group medical plan, and want to continue working, you do not have to sign up for Medicare Part B. Medicare Part A is for hospitalization and does not cost an employee, who is 65 years of age or older, anything to have. However, Medicare Part B does have a cost and will not pay benefits, as your primary insurance, as long as you are enrolled in a group medical plan.
What You Should Know Before You Retire?
When you terminate employment by resigning, or retiring, you can then sign up for Medicare Part B with no penalty for not taking it when you turned 65. Download form CMS-L564E and have the MPUSD Insurance Department complete the bottom half of the form providing proof of group coverage from effective date to end date. Take the form with you to Social Security when applying for Medicare Part B.
If you want more information regarding Medicare Benefits please contact Medicare at 1-800-999-1118 or 1-800-633-4227.
As long as you are enrolled in an employer group medical plan, and want to continue working, you do not have to sign up for Medicare Part B. Medicare Part A is for hospitalization and does not cost an employee, who is 65 years of age or older, anything to have. However, Medicare Part B does have a cost and will not pay benefits, as your primary insurance, as long as you are enrolled in a group medical plan.
What You Should Know Before You Retire?
When you terminate employment by resigning, or retiring, you can then sign up for Medicare Part B with no penalty for not taking it when you turned 65. Download form CMS-L564E and have the MPUSD Insurance Department complete the bottom half of the form providing proof of group coverage from effective date to end date. Take the form with you to Social Security when applying for Medicare Part B.
If you want more information regarding Medicare Benefits please contact Medicare at 1-800-999-1118 or 1-800-633-4227.
The information provided on this website is for your convenience and reference as a general guide only and cannot be relied upon as an authoritative source for the law, practices, or policies of MPUSD. While MPUSD strives to include only accurate, timely, and complete information in its employee orientation, sometimes information provided in printed materials may be or may become inaccurate, untimely, incomplete, unclear, or misleading.
Rates Effective January 1, 2026
HBD-12 Form
CalPERS Medical Insurance Links:
List of Plans Please note not all plans are available in our region; availability based on zip code.
Questions?
Berenice Garcia
831-645-1252
Berenice Garcia
831-645-1252
Provider Website Links