Spotlight on Benefits
Are You Turning 65 and Still Wanting to Work?
One of the most often asked questions is whether or not an employee, still actively working and turning 65 years of age, is required to sign up for Medicare A and B.
As long as you are enrolled in an employer group medical plan, and want to continue working, you do not have to sign up for Medicare Part B. Medicare Part A is for hospitalization and does not cost an employee, who is 65 years of age or older, anything to have. However, Medicare Part B does have a cost and will not pay benefits, as your primary insurance, as long as you are enrolled in a group medical plan.
What You Should Know Before You Retire -
When you terminate employment by resigning, or retiring, you can then sign up for Medicare Part B with no penalty for not taking it when you turned 65. Download form CMS-L564E and have the MPUSD Insurance Department complete the bottom half of the form providing proof of group coverage from effective date to end date. Take the form with you to Social Security when applying for Medicare Part B.
If you are currently enrolled in a MCSIG medical plan, please take a moment to read the Retiree Guidelines.
If you want more information regarding Medicare Benefits please contact Medicare at 1-800-999-1118 or 1-800-633-4227.
Benefits and costs are all separate and you do not have to be enrolled in one in order to be enrolled in another.
If an employee is hired to work less than full time, or wishes to enroll dependents, there will be a cost associated with the benefits selected. To determine the cost, please contact the Insurance Department at 831-645-1252.
There are many events that occur during the year that would allow employees to make a change to their health benefits. However, the changes must be consistent with the event. Here are a few of the life changing events:
- Birth of Child
- Gain of Other Insurance
- Decrease in Work Hours
- Legal Adoption
- Dependent Reaching Maximum Age Limit
- Legal Guardianship
- Loss of Other Insurance
- Increase in Work Hours
When any one of these events occur, or are going to occur, it is best to contact the Insurance Department right away to ask if the event will allow you to make a change to your health insurance benefits. A window period of 30 days, from the date of the event, is provided for you to complete a change. If you miss the window period, a change may not be made until another qualifying event occurs.
Please contact Judy Cruz at 831-645-1252 to discuss your qualifying event. Some changes can affect your pay so please do not wait until the last minute to contact the Insurance Department.
Spotlight on Preventative Care
Very Important Links
Need to find a physician, dentist, or eye doctor? Directories are now located on the websites. Please go to the Blue Cross, VSP, or Delta Dental websites to find a provider in your zip code area. Remember, when making an appointment, be sure to ask if the provider is preferred.
|Vision Service Plan
|American Fidelity - Nino Macias
English - 1-800-464-4000
Spanish - 1-800-788-0616
Group Number #38320 is needed for phone call.
|MHN (Mental Health Network)
Employee Assistant Program
AFLAC -Deborah Cotter
Flexible Spending Account - Medical
https://fsastore.com/ or MPUSD Employees
Pharmacy Discount Card
Benefit Staff Directory
Dental and Vision Publications
PPO Plan Summary
Signature Plan Summary
Enrollment/ Change/ Claim Forms
AFLAC Claim Forms
For Retirees of MPUSD
This section is devoted to Retiree Information. If you have any questions related to the information provided, please contact the providers directly. If you wish to contact the Benefits Department ...more